Why do I need a budget?
Dream Home
Traveling
EMERGENCIES
Emergencies happen when we least expect it. Automotive, medical, natural; no matter how small or large the expense, will you be ready? A reported 22% of U.S. adults claim to have no emergency savings. ?
DEBT
The average undergraduate student loan debt by the end of 2022 was around $37,787. ?
The average mortgage debt in America in 2022 was $236,443. ?
The average american in Q1 of 2023 has $5,733 in credit card debt. ?
EDUCATION
To manage money better requires an understanding of how it actually works. The average American was only able to correctly answer about 48% of the 2023 P-Fin Index financial literacy survey. This survey measures knowledge relating to financial situations encountered in the normal course of life. ?
Educate yourself and take control of your finances!